Loan Programs

Conventional

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  • Minimum 3% down payment
  • PMI (private mortgage insurance) required for less than 20% down

VA

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  • Available to qualified U.S. active duty servicemen and veterans
  • 100% financing of first mortgage of primary residence
  • Partially guaranteed by Department of Veteran’s Affairs
  • Veterans must provide DD-214

USDA

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  • Qualification based on property location and income
  • 100% financing
  • Maximum income restrictions

FHA

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  • Guaranteed by Federal Housing Administration
  • Minimum 3.5% down
  • Down payment may be gift from relative
  • Maximum loan amount varies
  • MIP (mortgage insurance premium) required

Jumbo

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  • Exceeds conventional conforming loan amount limits
  •  20% down payment

We're here to help

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Contact us today to help determine what program is best for you.

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