Coosa Valley Mortgage, Inc.
Coosa Valley Mortgage, Inc.
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    • Loan Programs
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    • Home
    • About Us
    • Mortgage Info
      • Loan Programs
      • Buying Process
      • Refinance
      • First Time Homebuyers
      • New Construction
    • Contact Us
    • Apply Online
  • Home
  • About Us
  • Mortgage Info
    • Loan Programs
    • Buying Process
    • Refinance
    • First Time Homebuyers
    • New Construction
  • Contact Us
  • Apply Online

First Time Homebuyers

Buying your first home is very exciting, but can also be overwhelming. Where do you start?

Here are a few facts you may like to know:

USDA offers 100% financing (no down payment)

FHA allows gift funds for the down payment

Seller may pay all closing costs and prepaids on most products

Rates vary based on credit score and other factors. Generally, higher the score, lower the rate.

Minimum credit score requirements vary by product.

USDA eligibility determined by property location and income.

These are just a few of the options you have. We are here to try to make the process as simple and smooth as possible. Call us today to set up an appointment to determine where you stand in the borrowing world and what steps you need to take to buy your first home. Be prepared to supply the following documents:

               Most recent pay stubs (30 days)

               Past 2 months bank statements (all accounts)

               Past 2 years tax returns and W2s

               Award letters (retirement, social security, etc)

  • Loan Programs
  • Buying Process
  • Refinance
  • First Time Homebuyers
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  • Contact Us
  • Apply Online
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Coosa Valley Mortgage, Inc.

2107 Martin ST S, Suite 102, Pell City, AL 35128

(205) 884-2665

Copyright © 2019 Coosa Valley Mortgage, Inc. - All Rights Reserved.

We are an equal credit opportunity lender.